@Ñ@Ñ [ ♪ theme music ♪ ] >> jennifer: we have good news and bad news tonight on the cost of healthcare in america. first, the good news. according to the obama administration the rate of increase in healthcare spending went up 3.9% in 2011. a mall amount. it's the same increase that we saw in 2009 and 2010. for the record those are the lowest up ticks in more than half a century. pretty good. now for the bad news. anthem blue cross wants to hike their premiums by 26%. insurers in florida and ohio have already increased patients' rates by 20%. how is this happening and what can be done to stop it? we're going to put those questions to dave jones, who is leading the charge against the wild rate hikes that the insurance companies are planning. he's coming to us from sacramento. dave welcome inside "the war room." >> a pleasure to be with you jennifer. >> jennifer: tell us for people who have not been following this, why are these rate hikes happening in some states and not in others? >> the problem in california and other states is that there is nothing in the affordable care act or in st